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Right here, in small town Tehachapi at 9am on a nice Saturday morning, I received a phone call and will relate it here for your information: ME:"Hello." Canned voice recording, "Are you aware that your Visa and Mastercard interest rates will be automatically increased by 17 or more percent within the next 30 days? Press 8 to talk to an operator about what you need to do to prevent this". ME: Pressing 8. Live voice: "Please state your full name and credit card numbers so I can advise you accordingly". ME: "Sure, please give me your full name and telephone number and I will call you back". Live voice: "Certainly, do you have a pen handy?" ME: "At the ready, go ahead". Live Voice: CLICK!!!!! Need I say more? Jim Richards      
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