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Lease/Option is only possible if you're trying to sell a second home.  If you need to sell your only house then you'll need a straight sale to get the money for your next home, otherwise how can you move out / in?  Lenders won't look at collected rent as income until you've had it rented out for several months.  So, you need to sell to get the down payment for your next place.  If a person wants to retain a second home for rental income then it makes no sense to do a lease/option because if the option is exercised at the end of the term you'll lose your steady income.   
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