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How long would you wait?

Last Sunday I was at Walgreen's and had an little mishap with the vehicle next to me. I had my 16 year old son with me who is mentally handicapp and when he opened my car door in hit the truck next to me. I was unaware of this until I pulled out of my parking spot and heard a car alarm go off and realized it was the truck. I approached the gentleman and explained to him that it was an accident and that I was really sorry. The door only left a very small scratch on his truck but yet he threw a little fit over it like a child. So I did the right thing and provided him with all my information and explained to him to please give me a call and we can get it taken care of. I really felt bad about this and apologized all over the place, even tho I wanted to tell him to basically get over it that it isn't even noticeable..

My question is How long should I wait for him to contact me about this? Does anyone know what the length of time is legally?

 

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Posted by eekitsaspider Saturday, March 29, 2008 - 10:06
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Posted by Active4People on Saturday, March 29, 2008 - 13:21
Active4People

Eek, technically (although I know you probably don't want to hear this), if you (or your minor son) is responsible for damage to another's property (an automobile in this case), it is your responsibility to notify your insurance company (so that if there is a claim you have provided proper notification). That is required in most auto insurance policies (otherwise the insurance company can may be able to deny indemnity, and you might be on your own). A person who is damaged has a legal statute of limitations to demand to be made whole again (I'm not a lawyer, but this statue might be a year---perhaps the lawyers out there know for sure). 

Posted by christibdce on Saturday, March 29, 2008 - 11:09
christibdce

I'm no expert, but I would think it would be HIS problem as to any sort of reporting cutoff date, since he's the one wanting to report it.  Inform your insurance agent, explaining that you didn't think getting them involved was appropriate, but that you are doing your due diligence.  Don't make any official claims, but inform them of the situation.

That's what I would do.  My insurance guy is pretty great about telling me what I need to do in any circumstance.  Talk to yours, and they should do the same.  That's part of the service you pay them for.